Hob and Voland Group is the name of a fictional finance company that offers an type of loan that is too good to be true. Theirs is a loan of unlimited credit, that requires the borrower to use something invaluable as collateral. The individual is offered an oppurtunity to realize any dream, but they must also follow the stipulations of their contract with the company, and if they are unable to do so, the consequence is the taking of their invaluable collateral.